Oy. Here we go…
Introduced in House (05/21/2015)
Firearm Risk Protection Act of 2015
Amends the Brady Handgun Violence Prevention Act to: (1) prohibit the purchase or sale of a firearm unless the purchaser presents proof to the seller and the seller verifies that the purchaser is covered by a qualified liability insurance policy, and (2) require any person who purchases a firearm on or after this Act’s effective date to be covered by such a policy. Exempts the purchase or sale of a firearm for use by a federal, state, or local agency.
Defines “qualified liability insurance policy” to mean a policy that: (1) provides liability insurance covering the purchaser specifically for losses resulting from use of the firearm while it is owned by the purchaser, and (2) is issued by an insurer licensed or authorized to provide the coverage by the state in which the purchaser resides.
From the text of the bill:
“(2) In paragraph (1), the term ‘qualified liability insurance policy’ means, with respect to the purchaser of a firearm, a policy that—
“(A) provides liability insurance covering the purchaser specifically for losses resulting from use of the firearm while it is owned by the purchaser; and
“(B) is issued by an insurer licensed or authorized to provide the coverage by the State insurance regulatory authority for the State in which the purchaser resides.”.
(b) Penalty.—Section 924 of such title is amended by adding at the end the following:
“(q) Whoever violates section 922(aa) shall be fined not more than $10,000.”.
And the inevitable and obligatory:
“(B) Subparagraph (A) shall not apply to the purchase or sale of a firearm for the use of the United States or any department or agency of the United States, or any State or any department, agency, or political subdivision of a State.
So, which is this more? A way to make firearms ownership too expensive for poor people? A way to enrich politically active insurance providers? A simple way to increase the number of people in the US who suddenly switch from “law abiding” to “criminal,” thus justifying an increase in the police state?
Here, this will shock you, I’m sure. A list of those sponsoring this bill:
Rep. Maloney, Carolyn B. [D-NY-12]
Rep. Lynch, Stephen F. [D-MA-8]*
Rep. Tsongas, Niki [D-MA-3]*
Rep. Grijalva, Raul M. [D-AZ-3]*
Rep. Clark, Katherine M. [D-MA-5]*
Darn those evil Republicans, doing their corporate masters bidding to soak the little guy!